Disability
Disability Insurance is protection for one of your most important assets: your ability to earn an income. Disability coverage provides an income replacement benefit if you are ill or injured and unable to work.
Elmet Technologies generously provides both Short Term Disability and Long Term Disability to all employees. Short Term Disability replaces your income for up to 25 weeks, and the benefit becomes payable on the 8th day of your disability.
Should you remain disabled beyond 25 weeks, the Long Term Disability plan pays from your 180th day of disability until Normal Social Security Retirement age.
Short Term Disability
Long Term Disability
Pre-Existing Conditions - Long Term Disability
You have a pre-existing condition if you received medical treatment, consultation, care or services including diagnostic, or took prescribed drugs in the 3 months just prior to your effective date of coverage; and the disability begins in the first 12 months after your effective date of coverage. Once you have been insured on the plan for 12 months, no limitation applies.
